Not your parents’

financial advisors

We want you to live your dream life, and we’ll help you use your money to reach your goals.

Our clients and their families have reached the next stage of their life where things have gotten more complicated. They have busy lives and want to make sure during their prime earning years, they are focusing on what matters now, as well as planning for their future. Markets go up and down, careers change, college needs funding, and unforeseen life events occur; now is the time to maximize your money’s potential. At this critical point, time is your most valuable asset. The earlier you start planning the more powerful your outcome will be.

The Northbrook Difference
We’re not in the financial product business; we are in the financial knowledge business. We believe that everyone deserves the opportunity to receive objective, clear, and valuable financial, tax, and investment advice. We are fee-only fiduciaries and receive no commissions or referral fees. Translation: we’re totally focused on serving our clients without any distractions or conflicts of interest. Our services are designed for everyone, regardless of income – there’s no minimum, and our flexible subscription model fee structure allows us to work with clients at any stage in life.
Why Northbrook Financial


Ensuring our clients understand their own finances and their options 


Simplifying finances for our clients rather than overwhelming or overcomplicating


Guiding and empowering our clients to make smart choices while co-creating financial plans


Educating ourselves and asking all the right questions to offer well-informed recommendations

We believe that all clients deserve a team.

Elliot Pepper, CPA, CFP®, MST

Financial Planner & Director of Tax

Makes sure we integrate the best tax strategies into your financial plan

Prior to launching Northbrook Financial, Elliot – a summa cum laude graduate of University of Maryland and University of Baltimore – worked in the tax practice of Ernst & Young, a “Big 4” global accounting firm, and Brown Advisory, a multi-national investment advisory firm. With strong tax technical acumen and a deep understanding of personal financial behavioral habits, Elliot connects with his clients by providing objective and actionable advice in relatable laymen’s terms. 

When he’s not reading up on the latest changes to the tax code, Elliot enjoys spending time with his wife, daughter, and two sons. An avid runner and basketball fanatic, he has completed multiple marathons and loves playing and watching basketball with friends and family. He is also a self-described book worm and particularly enjoys reading about behavioral economics, financial markets, and anything related to big wave surfing!

Mike Delaney, CFP®, ChFC®

Financial Planner & Director of Investments

Finds the best investment opportunities and integrates them into your financial plan

Mike focuses his energy into helping clients navigate all of their financial needs. His experience includes a stint on the floor of the New York Stock Exchange, a career focused on investments at Brown Advisory and insurance at Securian Financial. During these experiences, he learned that a balanced approach and strategic financial planning is what can help clients achieve their goals.

When not talking to clients or researching the next great opportunity for them, Mike & his wife enjoy quiet city living and relaxing whenever their new daughter allows. He loves playing soccer, lacrosse, golf, basketball… and really any sport. When he’s not meeting friends or family at the movies or the local watering hole, you can normally find him reading something very nerdy, like science fiction or financial science.

Crystal K. McGuire, CPA

Director of Tax Operations

Get everything that needs getting done, done.

Crystal, a Midwest native and Missouri State University Masters of Accountancy graduate, has since worked primarily in the field of tax with public accounting experience at large national firms and smaller regional firms as well as experience at a multi-national investment advisory firm. As a result of various family-motivated moves, she has lived and worked in St. Louis, Missouri; Jacksonville, Florida; New York, New York; Baltimore, Maryland; and Tampa, Florida. Crystal’s broad experience brings a fresh perspective and her attention to detail and knack for organization lend themselves well to the tax practice at Northbrook Financial.

When she’s not hard at work behind-the-scenes with tax compliance and planning, Crystal, a mom of three, enjoys spending time with her family. She also enjoys baking cookies, getting crafty and soaking up the views on walks through her lakefront community in the beautiful Sunshine State.

Kelly McCormick

Director of Client Experience

Ensures our clients have the best experience possible while getting the best advice

Kelly’s client focus and her professional experiences in banking, not-for-profit and marketing make her the perfect fit for our Director of Client Experience. Her primary goal is to support our clients by facilitating an interactive experience as well as exceptional, ongoing administrative support. She also supports our team’s advice led strategy by identifying opportunities for deeper conversations between Northbrook Financial and our clients.

Some of Kelly’s favorite pastimes include spending time with her grandchildren, long walks on the beach with her husband, and planning the next family adventure.

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