common cents

Question: After diligently maxing out my annual contributions to a Roth IRA in my early career, I...

Healthcare is one of the biggest expenses in retirement. Medicare doesn't cover everything, and...

Financial Literacy → Financial Capability → Financial Independence As you become successful in...

Who said tax planning can't be a bunch of fun? Buckle up, as we unravel the gift that keeps on...

Financial planning and investing can often seem like a daunting endeavor. The quest for immediate...

In the fast-paced world of investing, it's easy to get caught up in the excitement and frenzy of...

A wonderful point along the financial empowerment journey is realizing that, for the most part,...

At home we have two flower beds in our yard. The flower beds are special since our family built...

The sunk cost fallacy is a cognitive bias that refers to the tendency for people to continue...

Financial avoidance is a psychological condition that affects individuals who avoid managing their...

The collapse of Silicon Valley Bank (SVB) on March 10, 2023 was a major shock to the financial...

An overlooked, but important, part of any retirement savings plan concerns the type of account you...

Retirement is just as much a leap of faith as any other significant life change. No matter how...

Dollar Cost Averaging - Just an average strategy? Dollar cost averaging is an investment strategy...

Bright lights, constant noise, flowing drinks, and cheers of celebration punctuated by groans of...

What is a 60/40 portfolio & why is it popular? A 60/40 portfolio is an investment strategy...

Human behavior has a greater impact on financial returns than most people realize. It’s more fun,...

December Recap and January Outlook   While the equity markets, as measured by the S&P 500...

Employee stock options have increasingly become a piece of total compensation over the last few...

It’s not the most imaginatively named legislation, but the SECURE 2.0 Act expands the 2019 SECURE...