by admin | Dec 1, 2025 | Common Cents
There’s a reason financial planners love talking about compound interest. The idea that small, consistent deposits can snowball into life-changing sums over time is one of the most potent forces in personal finance. We often discuss it because the math speaks for...
by admin | Nov 6, 2025 | Common Cents
Retirement can present unique challenges and opportunities to your financial life. One topic that frequently arises with clients is the desire to continue supporting, or even increasing, support of charitable causes and organizations they’re connected to...
by admin | Jul 6, 2025 | Common Cents
By Elliot Pepper, CFP®, CPA | Northbrook Financial Credit scores feel like financial report cards—but most people don’t really understand how they work. One late payment? Drop. Too many accounts? Drop. Check your score? Drop again?! Let’s clear up the...
by admin | Jun 29, 2025 | Common Cents
By Elliot Pepper, CFP®, CPA | Northbrook Financial Paying off debt feels like a no-brainer, right? If you owe money—just pay it off. But like most things in personal finance, the answer isn’t always that simple. In this blog, we’ll break down how to approach...
by admin | Jun 25, 2025 | Common Cents
By Elliot Pepper, CFP®, CPA | Northbrook Financial Emergencies don’t schedule themselves. A flat tire, sudden job loss, or urgent medical bill can derail your finances, unless you have an emergency fund. But let’s be honest: setting aside cash “just in case”...
