by admin | Jul 24, 2024 | Common Cents
Introduction Whether buying a house, funding a child’s education, or retiring comfortably, financial planning is crucial to achieving many of life’s significant milestones. One of the most powerful tools in your financial arsenal is the concept of...
by admin | Jun 24, 2024 | Common Cents
Last week’s article focused on utilizing a high-yield savings account for your excess cash savings and emergency fund. This week, we will take a deeper dive into cash management with the concept of a CD ladder. Certificates of Deposit (CDs) can offer higher interest...
by admin | Jun 24, 2024 | Common Cents
We all feel the pain of the post-pandemic “inflation hangover,” and lingering high prices continue to impact personal budgets. The US Federal Reserve has aggressively raised interest rates and kept them there for some time now. The goal of this policy should have...
by admin | Apr 15, 2024 | Common Cents
Scholarships, Work Studies, and Student Loans: Understanding Your Options By: Ella Shaby, Northbrook Financial Intern Spring 2024 Paramount student loans are an unfortunate reality for many young Americans approaching their college years, with the average rate of...
by admin | Apr 15, 2024 | Common Cents
By: Ella Shaby, Northbrook Financial Intern, Spring 2024 Opening your first credit card is a significant milestone in your financial journey. It provides a convenient means of payment for day-to-day expenses and a necessary tool for building your credit history....
by admin | Feb 22, 2024 | Common Cents
The Shift from Human to Financial Capital: Why investing is so important One of the first things we are taught about personal financial responsibility is the importance of investing for the future. This is not poor advice; after all, most of us will reach a point...
