Avoiding the Big Retirement Risks

Retirement is just as much a leap of faith as any other significant life change. No matter how much you prepare, you will only really understand all the implications when you start your new life. That’s one reason we believe that the first requirement of a good...

Dollar Cost Averaging – Just an average strategy?

Dollar Cost Averaging – Just an average strategy? Dollar cost averaging is an investment strategy in which an investor divides up the total amount to be invested across periodic purchases, regardless of the price of the security. This helps to reduce the impact...

Is the 60/40 Portfolio Dead?

What is a 60/40 portfolio & why is it popular? A 60/40 portfolio is an investment strategy that involves allocating 60% of a portfolio to stocks and 40% to bonds. The stocks in the portfolio provide the opportunity for growth, while the bonds provide a source of...

Recency Bias: How our Behavior Impacts our Money

Human behavior has a greater impact on financial returns than most people realize. It’s more fun, exciting, and easier to listen to investment ideas from endless YouTube gurus and Tik Tok financiers. Taking the time to understand how cognitive errors and behavioral...

The Fed Goes Meta

December Recap and January Outlook   While the equity markets, as measured by the S&P 500 index, was up in the third quarter, December was a disappointment from the gains seen in October and November. There’s no understating the volatility seen in the market...