by admin | Dec 18, 2024 | Common Cents
Few names in personal finance spark as much debate as Dave Ramsey. His “Baby Steps” plan has inspired millions to take control of their money, pay off debt, and achieve financial freedom. At the same time, his strict anti-debt stance and one-size-fits-all approach...
by admin | Dec 16, 2024 | Common Cents
There are few things more exciting than seeing your wealth grow over time, but as your income evolves, so do your tax responsibilities. Understanding the various types of income and how they’re taxed can mean the difference between watching your hard-earned...
by admin | Dec 15, 2024 | Common Cents
Insurance is a financial safety net, protecting you and your family from unexpected financial hardships. Whether it’s life, auto, property, or disability insurance, having the right coverage can provide peace of mind and ensure you’re prepared for life’s...
by admin | Dec 14, 2024 | Common Cents
Introduction Previously, we explored the tremendous power of compounding and how it can help achieve significant financial milestones. This follow-up article focuses on another critical aspect of successful investing: time! We will model three scenarios to illustrate...
by admin | Dec 13, 2024 | Common Cents
Tax season doesn’t have to be stressful. With proper planning, individual taxpayers can reduce their tax liability, take advantage of deductions and credits, and align their finances for long-term benefits. Whether you’re filing as a single taxpayer, head of...
by admin | Dec 12, 2024 | Common Cents
The clock strikes midnight, the confetti flies, and suddenly, you’re filled with a sense of possibility. This year, you think, will be different. You’re ready to get serious about your finances. But by February, that ambitious financial resolution—to save $10,000, pay...
