by admin | Feb 22, 2024 | Common Cents
The Shift from Human to Financial Capital: Why investing is so important One of the first things we are taught about personal financial responsibility is the importance of investing for the future. This is not poor advice; after all, most of us will reach a point...
by admin | Jan 11, 2024 | Common Cents
Mutual funds and Exchange-Traded Funds (ETFs) are two of the most popular investment vehicles today and are standard features of most investors’ portfolios. While similar in many ways, these two options have some crucial differences that ought to be considered...
by admin | Jan 2, 2024 | Common Cents
Another year has come and gone, and with 2024 just getting underway, it is time to not just talk about getting into financial shape, it is time to do it! Physical health requires a combination of “checkups” with a general practitioner and sometimes visits to...
by admin | Dec 26, 2023 | Common Cents
The end of the year can sometimes feel like a financial time warp. On the one hand, looking back on how the previous year went and understanding how much was earned, spent, and saved is essential. On the other hand, it is a great time to think about the future and...
by admin | Dec 12, 2023 | Common Cents
In personal finance, the ability to track progress over time is essential. We often hear about comparing the performance of your investment accounts to some benchmark – meaning how well your investment account has grown compared to some other portfolio of...
by admin | Nov 28, 2023 | Common Cents
Introduction Trends come and go – and sometimes they come back – I have on good authority (my 15-year-old daughter) that Lululemon fanny packs are making a big comeback and are all the rage these days. Social Identification Theory is a psychological...