by admin | Oct 6, 2021 | Common Cents
Imagine going to the supermarket with a simple goal: purchase food for the week. Easy enough, but of course there are the food allergies, the 6-year-old-child-turned-Michelin-star foodie, and the M&M impulse buying at checkout. A bit dramatic, but the point is...
by admin | Sep 24, 2021 | Common Cents
A 2018 BBC article noted that “there are an estimated 171,146 words currently in use in the English language.” We have a lot of words and the financial services industry is not shy about complicating straightforward concepts by creating, recreating, and confounding us...
by NBF | Sep 2, 2021 | Common Cents
Classically defined, investing is “the outlay of money, usually for income or profit.” In personal finance, investing can be found at the crossroad of human knowledge and human behavior. We are inundated with information about financial investments and naturally are...
by admin | Aug 19, 2021 | Common Cents
The role of debt in our lives is an important concept in personal finance. I previously described the principle to “spend less than you make.” Therefore, it is important to understand how debt, an option that allows you to pay for something with more money than you...
by admin | Aug 5, 2021 | Common Cents
A recent survey from Bankrate.com found that only 39% of Americans have enough cash saved to cover an unexpected $1,000 expense. While the past year has brought tremendous challenges, the survey’s results have been consistent for years – the majority of us...
by admin | Jul 16, 2021 | Common Cents
The importance of “financial wellness” has increased in popularity in recent years. According to the University of San Diego, “Financial wellness is an on-going process and combination of increasing awareness of your current financial state, strengthening your...
