The Great Mortgage Debate

Politics and religion – two topics to be avoided at work, social gatherings, and if you are looking to stay away from unwinnable discussions with soon-to-be former friends. I might add “mortgage advice” to that list. The real estate market has been on quite a...

Cut through the jargon: Stocks & Bonds

A 2018 BBC article noted that “there are an estimated 171,146 words currently in use in the English language.” We have a lot of words and the financial services industry is not shy about complicating straightforward concepts by creating, recreating, and confounding us...

Personal Debt & Credit: The Good, The Bad, and The Ugly

The role of debt in our lives is an important concept in personal finance. I previously described the principle to “spend less than you make.” Therefore, it is important to understand how debt, an option that allows you to pay for something with more money than you...