by admin | Aug 13, 2023 | Common Cents
Healthcare is one of the biggest expenses in retirement. Medicare doesn’t cover everything, and healthcare costs tend to increase over time. Health Savings Accounts (HSAs) were created to help people put aside money for the expense of healthcare in retirement –...
by admin | Aug 6, 2023 | Common Cents
Financial Literacy → Financial Capability → Financial Independence As you become successful in your career, buy a home, save, and invest, you’re building knowledge and capability. But are you gaining the ability to achieve your own goals? True financial...
by admin | Jul 26, 2023 | Media Quotes
Source: CNET If you’ve been following the rates on different saving and investment products over the past couple years, you may have considered buying I bonds. Between May and October 2022, I bonds were earning a record 9.62% in annual interest. “I bonds have exploded...
by admin | Jul 23, 2023 | Common Cents
Who said tax planning can’t be a bunch of fun? Buckle up, as we unravel the gift that keeps on giving: the savvy strategy of Charitable Bunching. Some Tax Basics Under U.S. tax law, taxpayers have two options: take the flat, no-questions-asked standard deduction...
by admin | Jul 9, 2023 | Common Cents
Financial planning and investing can often seem like a daunting endeavor. The quest for immediate returns or get-rich-quick schemes cloud the true essence of wealth accumulation, which lies in disciplined, long-term investing and the magic of compound interest. This...
