by admin | May 5, 2025 | Common Cents
You want to be generous. You want to support causes that matter to you. But you also wouldn’t mind saving a little on taxes while you’re at it. Enter the Donor Advised Fund, or DAF for short. DAFs are one of the most powerful, but often misunderstood, tools in...
by admin | May 5, 2025 | Common Cents
Most of us don’t need a villain in our financial story—we’ve already got one. It’s us. From impulse buys and FOMO investing to the classic “I’ll start saving next year” excuse, our own behavior is often the biggest obstacle to financial success. The good news?...
by admin | May 5, 2025 | Common Cents
When it comes to investing, everyone wants the secret sauce. The one trick that turns your hard-earned dollars into a mountain of wealth. But the truth is, the closest thing we have to a “magic formula” isn’t flashy, fast, or fueled by adrenaline. It’s boring. It’s...
by admin | Feb 12, 2025 | Common Cents
Imagine you’re building a house. Would you start by purchasing bricks, wood, and nails without a blueprint? Of course not! Yet, this is precisely what many people do when it comes to their finances. They gather the financial equivalent of materials –...
by admin | Jan 15, 2025 | Common Cents
Understanding “Tax-Free” Assets and When They Make Sense for You If you’ve been hanging around the world of personal finance for a while, you’ve probably heard financial planners, bloggers, and even your savvy cousin rave about the Roth IRA. But what makes a...
by admin | Dec 18, 2024 | Common Cents
Few names in personal finance spark as much debate as Dave Ramsey. His “Baby Steps” plan has inspired millions to take control of their money, pay off debt, and achieve financial freedom. At the same time, his strict anti-debt stance and one-size-fits-all...
