by admin | Apr 9, 2023 | Common Cents
An overlooked, but important, part of any retirement savings plan concerns the type of account you use. Investment accounts typically fall into one of three categories: Taxable, Tax Deferred, or Tax Free. This article will focus on the distinction between tax deferred...
by admin | Mar 23, 2023 | Common Cents
Retirement is just as much a leap of faith as any other significant life change. No matter how much you prepare, you will only really understand all the implications when you start your new life. That’s one reason we believe that the first requirement of a good...
by admin | Mar 9, 2023 | Common Cents
Dollar Cost Averaging – Just an average strategy? Dollar cost averaging is an investment strategy in which an investor divides up the total amount to be invested across periodic purchases, regardless of the price of the security. This helps to reduce the impact...
by admin | Feb 23, 2023 | Common Cents
Bright lights, constant noise, flowing drinks, and cheers of celebration punctuated by groans of defeat – welcome to the casino! I am not an avid gambler, but my wife and I have been to a number of casinos together and with friends. As my interest in behavioral...
by admin | Feb 9, 2023 | Common Cents
What is a 60/40 portfolio & why is it popular? A 60/40 portfolio is an investment strategy that involves allocating 60% of a portfolio to stocks and 40% to bonds. The stocks in the portfolio provide the opportunity for growth, while the bonds provide a source of...
by admin | Jan 26, 2023 | Common Cents
Human behavior has a greater impact on financial returns than most people realize. It’s more fun, exciting, and easier to listen to investment ideas from endless YouTube gurus and Tik Tok financiers. Taking the time to understand how cognitive errors and behavioral...
