by admin | Nov 19, 2021 | Common Cents
Inflation: What is it and why are we freaked out by it? Inflation is a decline in the purchasing power of a given currency, and is measured by the rate of change in the average price level of goods and services over some period of time. In simple English –...
by admin | Nov 4, 2021 | Common Cents
Imagine two builders, both tasked with building identical, structurally sound, and physically comfortable homes in the same general location. The only difference is that one builder is working in the year 2021, with all the technological advancements and knowledge...
by admin | Nov 1, 2021 | Common Cents
Politics and religion – two topics to be avoided at work, social gatherings, and if you are looking to stay away from unwinnable discussions with soon-to-be former friends. I might add “mortgage advice” to that list. The real estate market has been on quite a...
by admin | Oct 6, 2021 | Common Cents
Imagine going to the supermarket with a simple goal: purchase food for the week. Easy enough, but of course there are the food allergies, the 6-year-old-child-turned-Michelin-star foodie, and the M&M impulse buying at checkout. A bit dramatic, but the point is...
by admin | Sep 24, 2021 | Common Cents
A 2018 BBC article noted that “there are an estimated 171,146 words currently in use in the English language.” We have a lot of words and the financial services industry is not shy about complicating straightforward concepts by creating, recreating, and confounding us...
by NBF | Sep 2, 2021 | Common Cents
Classically defined, investing is “the outlay of money, usually for income or profit.” In personal finance, investing can be found at the crossroad of human knowledge and human behavior. We are inundated with information about financial investments and naturally are...